![]() ![]() Your balance will gain a small amount of interest. PNC Bank customers with $15,000 in combined accounts or investments will also avoid the fee. The account’s $15 monthly fee will be waived with $2,000 in qualifying direct deposits or an average monthly balance of $2,000. PNC Bank Performance Checking: Account holders who want an interest-bearing checking account could choose this option.Also, account holders age 62 or older will not be charged the monthly fee. You can avoid its $7 monthly fee when the account receives $500 in qualifying direct deposits or maintains a $500 average monthly balance. PNC Bank Standard Checking: This is the bank’s most basic option.PNC Bank has three options for checking, and each one requires a minimum $25 opening deposit.Įach one also charges monthly fees which you should be able to waive: Many of these accounts can be bundled into Virtual Wallet, so let’s take a closer look: PNC Bank Checking Accounts Types of Checking Accounts Instead, the bank seeks to be your everyday financial partner by providing a little of everything: checking, savings, CDs, IRAs, mortgages, lines of credit, credit cards, and even student loans. Like other large banks such as Wells Fargo and Bank of America, PNC Bank offers a wide variety of accounts without specializing in any particular service. PNC Bank is now the nation’s sixth-largest bank measured by deposits. Of course, you could use Virtual Wallet and PNC Bank’s other online tools from anywhere. The bank has an unusually large number of ATMs because of its partnerships with retailers and institutions in its 19-state coverage area. If you’ve seen the PNC Bank logo before but you’re not sure where, it may have been in a grocery store, gas station, or college’s student center. If you live in another state, maybe consider one of our top rated national banks. Of course, you’d have a much harder time visiting a branch if you needed to speak to someone directly. ![]() If you don’t live in one of these states, you can still bank with PNC Bank online, including Virtual Wallet. With more than 2,600 physical branches and an additional 9,000 ATMs, you shouldn’t have trouble connecting with PNC Bank, as long as you live in one of its 19 states: Nineteen states - from Florida to New York and from Alabama to Michigan - have PNC Bank branches. PNC Bank is a subsidiary of PNC itself.Ī steady stream of acquisitions in the 1980s and 1990s helped spread PNC Bank across the eastern half of the U.S. These days the initials PNC don’t officially stand for either company’s name - it’s just PNC. Later on, in 1982, PNC merged with another PNC: Providence National Corp. By the mid-20th century, it had become Pittsburgh National Corp., hence the initials PNC. The firm grew and changed its name several times. PNC Bank traces its roots to the Pittsburgh Trust and Savings Co., founded in 1845. Virtual Wallet My PNC Bank Review A Brief History. ![]()
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